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Your 1st Step To An Easy Retirement Income

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easy retirement incomeTo secure an easy retirement income, it is necessary to think about it very early in life and it is not once arrived at the end of your career that you must start to wonder about what will happen once you are retired. One thing that you can be sure of is that if you don’t do anything about now, no matter what your age is, you will suffer from a much lower income, all of a sudden.

Remember that you also have some responsibilities towards your family. It is not because you are retired that you are free to relax completely. You still have the same obligations to guarantee a comfortable life to your loved ones.

Although it is difficult to think about it at the age of 25, it is better to prepare yourself early to ensure a more or less “comfortable” income in retirement. So, the earlier the better!

Now, if you are already in retirement, the good news is that it is not too late to improve your way of living, and why not?.. to have a much better lifestyle than you ever had, even at the peak of your working life.

How to manage your retirement over the years


1 – Prepare yourself psychologically for retirement

The baby boomer generation have already reached retirement, and many will still be retiring. There is a life after working life. Some will be happy to be retired and others would prefer, even need to continue working.

2 – How to prepare for retirement?

We must see the retirement, as a new life. Discovering a passion, participating in volunteering, being able to travel. The most important thing to do to prepare for retirement is to feel good. Retirement is above all a state of mind.

3- When can you retire?

In some countries, retirement is regulated by law. Despite what is applied, it is sometimes possible to advance your retirement. Depending on present situation, if you still have days off, it might be wise for you to take them to advance the date of your retirement.

4 – Is it possible for you to cumulate your retirement and an other income?

If you prefer to continue working, it is quite possible to cumulate your part-time job and your retirement. Thus you can delay your retirement date either by combining employment with retirement or by means of a progressive retirement. Consult with your present employer to decide what’s best for you and them.

It is also possible to start your own business early on, during your spare time and weekends, and then, you benefit from your retirement pension, as a fixed income.

When do I know if I am ready to retire?

This is the million dollar question, which can be broken down into 3 simple questions:

  1. Do I want to retire now?
  2. Is it the right moment?
  3. Am I tired or otherwise fit?

So many questions to ask yourself to avoid regretting your choice. In the following paragraphs, I will help you make the right choice by sharing with you my personal life experience:

  • How I started several part time businesses early on in life
  • Why did I do that?
  • And why did I really never had a boss to tell me what to do

So, stick with me and find all the information you need to prepare for your retirement, or to improve your way of life, if you are already in retirement.

Okay? So let’s get started …


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Yuri Grin

Internet entrepreneur, consultant. Toronto, Canada

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